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Fees Policy

Commission and Fees Policy

How Vicsmall calculates commission, transaction charges, subscriptions and promotional fees.

Effective Date: 31 July 2026Version 2.0

This policy forms part of the Vicsmall Vendor Terms and Agreement. Where this policy conflicts with a separately signed commercial agreement, the signed agreement applies to the extent of the conflict.

1. Purpose and Scope

This policy explains the standard Commission Rates and other charges that may apply to Products sold by Vendors on Vicsmall.

Capitalised terms not defined in this policy have the meanings given in the Vicsmall Vendor Terms and Agreement.

2. How Commission Is Calculated

2.1. The three commission levels

Vicsmall uses three possible commission levels: Category Commission, Product Commission Override and Vendor Commission Override.

2.2. Priority order

The final rate is selected in this order: (1) Vendor Commission Override; if none applies, (2) Product Commission Override; if none applies, (3) Category Commission Rate. A higher-priority override replaces the lower rate and is not added to it.

  • Category Commission is the default rate assigned to a category or subcategory.
  • Product Commission Override is a special rate, fixed fee, cap or tier assigned to a Product, SKU or variation.
  • Vendor Commission Override is a special rate, fixed fee, cap or tier assigned to a Vendor and has the highest priority within its stated scope.

2.3. Scope and expiry

An override may apply to all Products or only to identified Products, categories, locations, campaigns or dates. The Vendor Dashboard or written agreement will show its scope and period.

2.4. Commission Snapshot

The Platform records the Effective Commission Rate and Commission Base for each Order. A later rate change will not ordinarily alter an existing Order unless an error, fraud, deliberate misclassification or agreed correction applies.

2.5. Calculation

Commission = Commission Base × applicable Commission Rate

Commission = Commission Base x Effective Commission Rate, unless a fixed, capped or tiered structure is displayed. The Commission Base ordinarily excludes separately stated delivery charges.

2.6. Discounts, taxes and third-party charges

A Vendor-funded discount ordinarily reduces the Commission Base. Vicsmall-funded promotions follow campaign terms. VAT, withholding tax, payment-processing, bank, logistics and chargeback costs are separate unless expressly bundled.

2.7. No automatic stacking

Premium-plan reductions, volume incentives and negotiated rates do not stack automatically. Where implemented as a Vendor Commission Override, the displayed override is the final rate unless expressly stated otherwise.

3. Standard Category Commission Rates

The rates below are default Category Commission Rates and apply only where no active Product Commission Override or Vendor Commission Override applies.

Electronics and Gadgets

SubcategoryCommission
Cameras5%
Computer Accessories and Gaming7%
Headphones and Earbuds8%
Phone Accessories10%
Smart Home Devices7%
Smartphones4%
Smartwatches and Wearables6%
TVs and Home Theatre4%

Subcategory

Cameras

Commission

5%

Subcategory

Computer Accessories and Gaming

Commission

7%

Subcategory

Headphones and Earbuds

Commission

8%

Subcategory

Phone Accessories

Commission

10%

Subcategory

Smart Home Devices

Commission

7%

Subcategory

Smartphones

Commission

4%

Subcategory

Smartwatches and Wearables

Commission

6%

Subcategory

TVs and Home Theatre

Commission

4%

Fashion and Apparel

SubcategoryCommission
Bags and Luggage10%
Jewellery and Accessories15%
Native and Traditional Wear12%
Shoes and Footwear10%
Sportswear11%
Streetwear12%
Unisex Clothing11%
Watches8%
Women's Clothing12%
Men's Clothing11%

Subcategory

Bags and Luggage

Commission

10%

Subcategory

Jewellery and Accessories

Commission

15%

Subcategory

Native and Traditional Wear

Commission

12%

Subcategory

Shoes and Footwear

Commission

10%

Subcategory

Sportswear

Commission

11%

Subcategory

Streetwear

Commission

12%

Subcategory

Unisex Clothing

Commission

11%

Subcategory

Watches

Commission

8%

Subcategory

Women's Clothing

Commission

12%

Subcategory

Men's Clothing

Commission

11%

Sports and Fitness

SubcategoryCommission
Activewear11%
Camping and Hiking7%
Cycling6%
Gym Equipment6%
Team Sports8%
Water Sports7%

Subcategory

Activewear

Commission

11%

Subcategory

Camping and Hiking

Commission

7%

Subcategory

Cycling

Commission

6%

Subcategory

Gym Equipment

Commission

6%

Subcategory

Team Sports

Commission

8%

Subcategory

Water Sports

Commission

7%

Beauty and Personal Care

SubcategoryCommission
Beauty Tools and Accessories10%
Grooming10%
Fragrances and Perfumes9%
Haircare12%
Makeup13%
Skincare12%

Subcategory

Beauty Tools and Accessories

Commission

10%

Subcategory

Grooming

Commission

10%

Subcategory

Fragrances and Perfumes

Commission

9%

Subcategory

Haircare

Commission

12%

Subcategory

Makeup

Commission

13%

Subcategory

Skincare

Commission

12%

Food and Beverages

SubcategoryCommission
Catering Services8%
Desserts and Pastries12%
Drinks and Smoothies12%
Homemade Meals10%
Packaged Food Products8%
Snacks and Small Chops10%

Subcategory

Catering Services

Commission

8%

Subcategory

Desserts and Pastries

Commission

12%

Subcategory

Drinks and Smoothies

Commission

12%

Subcategory

Homemade Meals

Commission

10%

Subcategory

Packaged Food Products

Commission

8%

Subcategory

Snacks and Small Chops

Commission

10%

Baby, Kids and Toys

SubcategoryCommission
Baby Clothing and Accessories11%
Baby Feeding8%
Baby Gear5%
Diapers and Wipes6%
Kids' Room Decor10%
School Supplies9%
Toys10%

Subcategory

Baby Clothing and Accessories

Commission

11%

Subcategory

Baby Feeding

Commission

8%

Subcategory

Baby Gear

Commission

5%

Subcategory

Diapers and Wipes

Commission

6%

Subcategory

Kids' Room Decor

Commission

10%

Subcategory

School Supplies

Commission

9%

Subcategory

Toys

Commission

10%

Automotive

SubcategoryCommission
Car Accessories8%
Car Care8%
Automotive Electronics6%
Motorcycle Parts and Gear5%
Tyres and Wheels4%
Tools and Maintenance6%

Subcategory

Car Accessories

Commission

8%

Subcategory

Car Care

Commission

8%

Subcategory

Automotive Electronics

Commission

6%

Subcategory

Motorcycle Parts and Gear

Commission

5%

Subcategory

Tyres and Wheels

Commission

4%

Subcategory

Tools and Maintenance

Commission

6%

Home and Living

SubcategoryCommission
Bathroom8%
Bedding10%
Furniture5%
Home Decor12%
Indoor Plants and Planters10%
Kitchen and Dining8%

Subcategory

Bathroom

Commission

8%

Subcategory

Bedding

Commission

10%

Subcategory

Furniture

Commission

5%

Subcategory

Home Decor

Commission

12%

Subcategory

Indoor Plants and Planters

Commission

10%

Subcategory

Kitchen and Dining

Commission

8%

Appliances, where enabled

SubcategoryCommission
Small Kitchen Appliances6%
Large Home Appliances4%
Washing Machines3%
Refrigerators and Freezers3%
Air Conditioners3%
Heavy-Duty Commercial Appliances3%

Subcategory

Small Kitchen Appliances

Commission

6%

Subcategory

Large Home Appliances

Commission

4%

Subcategory

Washing Machines

Commission

3%

Subcategory

Refrigerators and Freezers

Commission

3%

Subcategory

Air Conditioners

Commission

3%

Subcategory

Heavy-Duty Commercial Appliances

Commission

3%

4. Vehicles and High-Value Products

Cars, commercial vehicles and specially approved high-value Products may use a capped Commission, dealer subscription, listing fee, verified-lead fee, reduced rate or separately negotiated arrangement. The applicable structure will be shown before the listing or transaction.

5. Product Classification and Bundles

Vendors must select the most accurate category. Vicsmall may reclassify a Product and correct the Commission treatment. Deliberate or repeated misclassification may lead to retrospective recovery and enforcement.

For bundles, Vicsmall may apply the principal Product rate, a blended rate, the highest relevant rate, or a specific Product Commission Override. The selected treatment will be shown where reasonably practicable.

6. Subscriptions, Advertising and Optional Services

Subscription, advertising, featured placement, Top Picks, sponsored reels and similar optional charges are separate from Commission. The price, duration, renewal arrangements and refund treatment will be displayed before purchase. Visibility does not guarantee sales.

7. Volume and Premium Reductions

Volume and premium benefits may be offered to qualifying Vendors. Any Commission reduction will ordinarily be created as a Vendor Commission Override and displayed in the Vendor Dashboard.

Qualification may consider completed sales, response time, fulfilment speed, delivery success, authenticity, complaints, customer satisfaction and compliance.

No reduction stacks automatically with another override, and Vicsmall may apply a minimum Commission floor.

Completed qualifying sales per monthAdjustment
0-20Standard rate
21-1000.5 percentage-point reduction
101+1 percentage-point reduction

Completed qualifying sales per month

0-20

Adjustment

Standard rate

Completed qualifying sales per month

21-100

Adjustment

0.5 percentage-point reduction

Completed qualifying sales per month

101+

Adjustment

1 percentage-point reduction

8. Affiliate Sales

Standard affiliate rewards are ordinarily funded from Vicsmall's Commission. A Vendor is charged an additional affiliate amount only where the Vendor expressly joins a separately disclosed campaign. Cancelled, refunded, fraudulent and self-referred Orders do not qualify.

9. Examples

ScenarioResult
Category onlyCategory rate 12%; no overrides → 12%.
Product overrideCategory 12%; Product override 9%; no Vendor override → 9%.
Vendor overrideCategory 12%; Product override 9%; Vendor override 7.5% → 7.5%.
Limited Vendor overrideVendor override applies to Electronics only; other categories fall back to Product or Category rate.
RefundCommission reversal follows the Commission Snapshot and the refunded amount.
New Order after cancellationA re-placed Order uses the rate in force when the new Order is created.

Scenario

Category only

Result

Category rate 12%; no overrides → 12%.

Scenario

Product override

Result

Category 12%; Product override 9%; no Vendor override → 9%.

Scenario

Vendor override

Result

Category 12%; Product override 9%; Vendor override 7.5% → 7.5%.

Scenario

Limited Vendor override

Result

Vendor override applies to Electronics only; other categories fall back to Product or Category rate.

Scenario

Refund

Result

Commission reversal follows the Commission Snapshot and the refunded amount.

Scenario

New Order after cancellation

Result

A re-placed Order uses the rate in force when the new Order is created.

10. Fee Changes

Vicsmall may change a recurring rate or fee by giving at least 30 days' notice. Changes do not ordinarily apply to earlier Orders. Immediate or retrospective adjustments may be made for a fee reduction, deliberate misclassification, correction of an error, a legal or payment-provider requirement, or a written agreement.

Questions and Contact

Questions about this policy may be sent to customerqueries@vicsmall.com or raised through the Vendor Dashboard.

Telephone support: +234 815 697 0380.

Vicsmall may update this policy in accordance with the notice provisions in the Vendor Terms and Agreement.

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